St George Bank Direct Saver online savings account
Moneybuddy says
An online savings account from St.George with no fees to help maximise your savings, no minimum balance, easy access to your money 24/7, instant funds transfer to eligible St.George accounts, phone service and internet banking access. Interest is calculated daily. One way to DIY super. Interest rate of 6.15% p.a.
The Basics
Interest paid Monthly
Interest calculated Daily
Headline interest rate 6.15%
Monthly fee $0
Account type Savings
The cool stuff: features
ATM access No
EFTPOS access No
Branch access No
Internet Banking Yes
Age restrictions Yes
Cheque book facility Yes
Debit card No
BPAY No
GiroPost No
Phone access Yes
The Facts & Figures
Balance less than $1k -
Balance less than $5k -
Balance less than $25k -
Balance greater than $100k -
Min. balance $0
Min. opening deposit $0
Number of free elect transactions per month -
The ugly stuff: fees
Other bank ATM fee -
EFTPOS transaction fee $0
Branch assistance fee -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
St George Bank says
Earn a great variable rate with our Direct Saver account.
Open a Direct Saver online saving account today and enjoy a fixed bonus rate of 1.55%p.a. above the standard Direct Saver variable rate (4.60%p.a.), for 4 months when you open a Direct Saver account before 30 June 2010.A great variable rate of 6.15% p.a.*, Get easy access to your money 24 hours a day, 7 days a week#, Money Magazines's 'Best of the Best 2009' DIY Super Savings Account - making it perfect to manage your own super, No minimum balance.Hurry! This offer is available until 30 June 2010
Key features
- A great variable rate of 6.15% p.a.*
- Enjoy a fixed bonus rate of 1.55% p.a. above the standard Direct Saver variable rate (4.60% p.a.) for 4 months when you open a Direct Saver account before 30 June 2010.
- Eligible for Government Deposit Guarantee**
- Interest calculated daily on your total balance and paid monthly
- Pay no fees so each dollar you save is yours
- Make saving simple with an automatic savings plan – arrange for regular deposits to be transferred from your nominated account
Pros
- No fees
- No minimum balance
- Interest earned immediately
- Access 24/7 online or by phone
- Open up to 15 Direct Saver accounts linked to the same Nominated Account (to easily keep track of each of your savings goals)
Cons
- Funds can only be withdrawn to one Nominated Account
- No ATM
- cheque or Branch access
Terms & conditions
Variable promotional rate is current as at 10 May 2010. If you open a new Direct Saver account between 1 Mar 2010 and 30 Jun 2010, and you have not held a Direct Saver account before 1 Mar 2010, you'll receive a fixed bonus rate of 1.55%p.a. on top of standard variable Direct Saver rate for the first 4 months after your account is opened (Promotional Rate Period). The standard variable Direct Saver rates may be changed at any time, including during the Promotional Rate Period, but the fixed bonus rate will not change during the Promotional Rate Period. After the end of the Promotional Rate Period, the standard variable Direct Saver interest rate (currently 4.60%p.a.) will apply. Electronic access is subject to systems availability. Fees and charges apply. This information does not take into account your circumstances. Before acquiring a deposit account, you should consider the Terms and Conditions available at any branch or stgeorge.com.au and consider if the product is right for you. Deposit products issued by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714.
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