ANZ Access Advantage

Moneybuddy says

Internet Banking solution from ANZ offering unlimited ANZ transactions. ANZ says this account presents "no nasty surprises" and the account sits between Access Select and Everyday Visa Debit in terms of account fee and features - a compromise option.

The Basics

Interest paid Quarterly

Interest calculated Daily

Headline interest rate -

Monthly fee $5

Account type Transaction

The cool stuff: features

ATM access Yes

EFTPOS access Yes

Branch access Yes

Internet Banking Yes

Age restrictions -

Cheque book facility Yes

Debit card Yes

BPAY Yes

GiroPost Yes

Phone access Yes

The Facts & Figures

Balance less than $1k -

Balance less than $5k -

Balance less than $25k -

Balance greater than $100k -

Min. balance -

Min. opening deposit -

Number of free elect transactions per month -

The ugly stuff: fees

Other bank ATM fee -

EFTPOS transaction fee -

Branch assistance fee -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

ANZ says

ANZ Access Advantage with Visa Debit gives you all the benefits of Visa, while spending your own money from your own account. Plus you can enjoy the convenience of the worldwide Visa network, which allows you to shop online, overseas and over the phone.1 You can even use your card to withdraw money and pay bills.1Terms and conditions are available on application. Fees and charges apply.

Key features

  • Use your own money to shop online, overseas or over the phone1
  • Unlimited everyday ANZ Transactions for a monthly account service fee of $5 a month2
  • ANZ Falcon™ monitoring of transactions for unusual or suspicious activity
  • Exclusive entertainment offers from Visa
  • Set up automatic salary deposits
  • No credit history needed

Pros

  • Unlimited transactions via ANZ Internet Banking
  • Deposit your salary - set up direct deposits into your account

Cons

  • High monthly fee for phone/branch banking

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