Credit & debit card articles

Low-rate credit cards

In an attempt to stay ahead of the pack, credit card providers are now offering special incentives to customers. These include 0% balance transfers, rewards programs and attractive ongoing interest rates. But is the low-rate credit card really as good as it sounds?
Credit cards and internet security

With technology advancing rapidly, so is the opportunity for abuse. Fraudsters have jumped on the internet bandwagon, developing new methods of stealing credit card information. So how do can you keep your credit card information secure?
Avoiding credit card fees – tips and tricks

Fees and charges; it seems that credit cards have a never-ending list of them. So how do you avoid them? How can you have the convenience of a credit card without it breaking the bank? The first thing you need to do is choose the credit card that’s right for you
Credit card fraud - keep your details secure and avoid being scammed

With $100 million worth of funds stolen in Australia each year, credit card fraud is something you need to take seriously. This article examines the most popular credit card scams, and how you can avoid them
Money Buddy guide to … credit card features

With the choice of credit cards available, how do you decide which features you really need? Interest-free days, additional cardholders, rewards programs, balance transfers, introductory rates, promotions and special offers - the list seems endless. But what do all the features actually mean, and which should you look for when choosing a credit card?
Credit card guide: avoiding hidden fees and charges

The last six to twelve months has seen the credit card market inundated with new products, with providers all vying for their own share of the profits. Low interest rates, zero balance transfer rates and other tempting offers have seen unsuspecting consumers jump at the opportunity to save while they spend. But hidden fees and conditions can mean potential financial hardship for the unwary customer and, now more than ever, it is essential that you do your sums when applying for a new credit card
MySpace Recharge: Prepaid Visa card from MySpace

MySpace Recharge prepaid Visa card gives MySpace members the chance to charge a card wish cash & enjoy the benefits of Visa to buy online. Read more here
Credit card transaction disputes and chargebacks

Despite all the good intentions of your credit card provider, transactions can still go wrong. Duplications, unauthorised transactions and disputed amounts charged are just three examples. So, if this happens to you, what should you do?
Low interest credit cards

With Australians owing around $37 billion on 13 million credit cards, lots of people are looking to consolidate their personal debts
Credit card debt: Schreditcard to the rescue

Get the facts about clearing credit card debt using your salary. A novel new idea is pushing for fast debt elimination and positive interest on credit cards
Debt help: Q+A with Schreditcard founder Peter Kates

Read about Schreditcard, the fast debt elimination process where you pay your salary onto your credit card - a Q+A with Schreditcard founder Peter Kates
Woolworths credit card: "Fresh food people" freshen finance

The Woolworths Everyday Money credit card from HSBC and Woolworths offers interest free purchasing and no fee, but is it just gimmick using the Woolworths brand? Money Buddy finds out
Business Credit Cards

If you are a business, large or small, you’ve probably already been pestered by your bank to get a business credit card. Before you decide which card is best for your business though, make sure you understand what different business cards exist and which features you need
Credit card security & pin codes

Read about how to protect your money when using a credit card. Find out about how you can be safe when using your pin code at an ATM.
Credit Card Rewards Programs – making your loyalty pay

Credit card loyalty schemes and rewards programs have become increasingly popular with banks and credit unions because they provide extra incentive to choose one brand over another. But do loyalty schemes actually provide real benefits to you as a customer? The short answer: sometimes
Qantas frequent flyer program changes

Get details on March 2009 changes to the Qantas Frequent Flyer program here & learn the date by which you must transfer your Qantas frequent flyer points
Low Introductory Rate Credit Cards – a honeymoon for your credit balance

Honeymoon periods on credit cards are just like the honeymoon of a marriage: they start off well enough but the real work begins afterwards. If you are thinking of utilising a honeymoon period, you should read this article and make sure you know what you‘re getting - not all that glitters is gold.
David Jones American Express credit card

David Jones has launched its American Express credit card. Read about the points, offers and launch details here
The pros and cons of debit cards – boom or bust?

Like the sound of making credit purchases without the debt? Money Buddy explores the pros and cons of debit cards in comparison to credit and EFTPOS cards
Credit card revolution – introducing computer chips

Smartcards - a credit card revolution driven by computer chips. What's all the fuss about? Money Buddy spells out the benefits for users - and your lenders

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