Car loan articles

Car loan competition delivers consumer savings

Although household debt is already at significant levels, car loan approvals are expected to continue to rise throughout the 2006/2007 year, according to a recent report from KPMG. This is despite the rise in fuel costs reported over the same period. The profile of borrowers has also changed. These days lenders have to be willing to take on higher risk customers, offering them the same competitive products that the lower risk borrowers have always enjoyed
Best residual value cars – maintaining the resale value

With the recent jump in fuel prices, and speculation from some quarters that prices close to two dollars a litre are not out of the question in the near future, intelligent consumers are realising that residual value is an essential consideration when purchasing a new car
CTP insurance and car registration in all states of Australia

What should you pay for your greenslip? CTP insurance and registration fees and charges for each state of Australia
Selling a car online

Never sold a car online before? Find out how to do it with this Money Buddy guide
Buying a car privately

Buying a car privately? Avoid buying a lemon and learn about potential pitfalls with this Money Buddy guide
Money Buddy guide to … car insurance

For many people these days their car has become an essential member of their family. Transporting them to and from work, school, shops, friend's houses; the list is endless. So, how would you cope if your vehicle was suddenly unable to serve its function? Could you afford to replace it if it was written off? Could you afford to repair any damages caused as a result of theft or fire?
Novated leases – a Money Buddy guide

The novated lease has become increasingly popular over recent years, offering benefits to both employees and employers. So, what are novated leases a nd how do they work?
Car loan application guide

If you’re applying for a car loan you need to get your paperwork in order. Find out what you need as a solo or joint borrower and what traps to avoid
Budgeting for your car

Buying a car doesn’t just mean getting a car loan and driving away. You need to factor in all the hidden and on-road expenses. How much will a new car really cost?
Choosing a car loan – tips and tricks

If you're buying your vehicle from a car dealer, you may consider dealer finance to be a convenient and simple solution to the problem. Just be aware that this convenience can cost you. The main thing to remember is not to rush your decision and shop for your loan before you start to look at cars
CTP insurance: a state by state guide to registering your car

Moving interstate? Your guide to CTP fees and car registration charges state by state
Buying a car online

Buying a car? Researching it online? If you're considering buying through an online auction there are a few things you need to know first..
Company cars – driving business

As the Australian economy changes and world oil prices rise, the whole concept of the company car is shifting. Not that long ago the traditional fleet vehicle was a large six or eight- cylinder family car like the Holden Commodore or Ford Falcon - in sleek white. But with improvements in small vehicle safety, combined with superior economy and handling, and the rising popularity of novated leases, company cars are changing too
Advance Car Loans: The car finance experts

When shopping for a car loan, the consumer has many options. What term's best for me? How should I structure the car loan? What are the fees and charges? Advance Car Loans can do the hard work and provide the answers
Guide to fringe benefits tax (FBT) and cars

A car fringe benefit could be levied on a vehicle owned or leased by an employer that is used privately by an employee. Fringe benefits tax also impacts upon vehicles leased by the employee by means of a novated lease and is calculated on the grossed-up value of the benefit. The grossed-up rule increases the value of the benefit so it is equivalent to the after-tax salary sacrificed amount and is taxed at the top marginal rate
Should you salary sacrifice?

A salary sacrifice may be a good way to enjoy some job perks but watch out for the pitfalls. Here's how
Car valuations – how should you value your car for car insurance?

Whether you're planning to buy a Porsche, sell your family car, or insure your business vehicle, it’s essential to know how much your car is worth. When taking out car insurance there are two valuation choices available to you: market value or agreed value. Each option comes with its own set of advantages and disadvantages, depending on what kind of car you are insuring. So how do you decide what is the best way to value your car?

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